Curtis Smith has been working in the computer industry for many years. Curtis has a financial background which helps to bring a practical real world flair to this book. Curtis currently hold both an MBA and a CPA. Michael Amundsen has more than ten years database programming experience - using dBase, Clipper, FoxPro, and Visual Basic. He has worked in large corporate IS shops, small accounting offices and an IS consulting firm He recently completed his Microsoft Certification in Visual Basic and Windows 3.1 and now holds Microsoft?s MCP.