Homer L. Williams, FAIA, is principal and chairman of Williams Spurgeon Kuhl & Freshnock Architects (WSKF)?in North Kansas City, Missouri. He has more than four decades of experience in the design of more than 100?bank and financial service?projects. He is a past president of the National Council of Architectural Registration Boards (NCARB), and is currently a PhD candidate in architecture at the University of Hawaii.