Charles Munn was Chief Executive of the Chartered Institute of Bankers in Scotland, 1988-2007. He is currently Director of the European Financial Planning Association, a Member of the Professional Standards Board of the Chartered Insurance Institute, and Chairman of the Budget and Finance Committee of the World Mission Council, Church of Scotland. He has a special interest in business ethics and has written articles and reports on this subject. He is author of a number of books on banking history, co-author of Ethics, Integrity and Reputation and is a regular public speaker on the ethics of banking and investment.