There are over 10.6 million people above retirement age in the UK alone. This practical guide aims to turn retirement in to an enjoyable adventure of life by showing how to manage finances and release provision for the retirement years. It covers topics on the lump sum, income draw down, realizing the value of your home, understanding the state benefit system, using the Internet for money management, and joining investment clubs. There is also advice on planning your money, making provision for residential care and passing your wealth on.