With the erosion of the once dependable welfare state, preparing for retirement is becoming increasingly important. Most people have relatively little knowledge of what pension prospects they and their dependants have, both from National Insurance and from other sources. This book pinpoints the sources available and the opportunities they offer to mould them to fit their circumstances. Whether the reader is early in their career, about to make a voluntary or enforced job change, or nearing retirement, this book aims to help plan a financially secure future.