Discover the thrill of giving every cent a job!

Emergency funds, back-to-school expenses, Christmas and holiday savings, tackling debt, clearing credit cards, saving for a deposit.

Tired of living paycheque to paycheque and fighting spiralling debt, Caz Mooney decided to take control of her finances. With her family, she embarked on a Low-Spend Year, and soon they had cleared their credit-card debt and saved the deposit for their first home.

Caz Mooneys Budgeting Planner is filled with practical tips and easy-to-use charts and trackers to help you visualise your spending, change how you look at money and reach your financial goals.