From the outside, Carter Tomlin's life looks perfect: a big house, a pretty wife, two kids - a St. Paul success story. But Tomlin has a secret. He's lost his job, the bills are mounting, and that perfect life is hanging by a thread. Desperate, he robs a bank. Then he robs another.

As the red flags start to go up, FBI Special Agent Carla Windermere hones in on Tomlin from one direction, while Minnesota state investigator Kirk Stevens picks up the trail from another. The two cops haven't talked since their first case together, but that's all going to change very quickly. Because Carter Tomlin's decided he likes robbing banks. And it's not because of the money, not anymore. Tomlin has guns and a new taste for violence. And he's not quitting anytime soon...