Katy Burns knows that she, her sister and her tiny niece are the only people left in this desolate Montana ghost town. And without a horse or a rifle, they haven't a chance of crossing the wilderness. Then a stranger named Garrick Rowe rides into the empty main street, bringing with him a daring scheme to bring the town back to life...and some personal plans for Katy. Gazing into her lovely blue eyes, he proclaims her his woman - a declaration that only makes Katy more independent than ever! Yet Katy is intrigued by his courage - and now must decide if her destiny is to fight for this new home...and to surrender to the man who can make her dreams come true.