YENER ALTUNBAS Research Fellow, South Bank University, London GOERAN BERGENDAHL Professor of Business Administration, Gothenburg University PHILIP BOURKE Irish Banks' Professor, Banking and Finance, University College, Dublin SANTIAGO CARBO Professor Titular, Department of Applied Economics, University of Granada MARCEL R. CREEMERS Information Systems Management Professor, Vrije University, Amsterdam JOE FALZON Head of the Department of Banking and Finance, University of Malta ESTEBAN FERNANDEZ Professor of Business Administration, Oviedo University RAY KINSELLA Professor of Banking and Financial Services, University of Ulster PIETER KLAASSEN Vice President, Credit Risk Modeling, ABN-AMRO Bank, N.V. Amsterdam TED LINDBLOM Professor and Director of Postgraduate Studies in Business Administration, University of Gothenburg ANDRE LUCAS Research Fellow, Department of Finance, Vrije University, Amsterdam PHILIP MOLYNEUX Professor, Banking and Finance and Director, Institute of European Finance, University of Wales, Bangor ELISABETTA MONTANARO Professor of Banking, University of Siena JOSE M. MONTES Assistant Professor, Business Administration, Oviedo University FRANCISCO PEREZ Professor of Economic Analysis, University of Valencia JACK REVELL Professor Emeritus, University of Wales CLAUDIO SCALA Professor of Statistics, University of Siena RAY SHAW Director of Management Consultancy Company MARIO TONVERONACHI Professor of Monetary Economics, University of Siena EMILI TORTOSA-AUSINA Teaching Assistant in Economics CAMILO J. VAZQUES Professor of Business Administration, Oviedo University JONATHAN WILLIAMS Lecturer in Banking and Finance, University of Wales, Bangor
