Explaining the law and practice necessary to ensure that those in debt receive fair and just treatment, this work looks in detail at the Consumer Credit Act 1974 and the different types of credit agreements. It also provides money and debt advisers with information on which to base a coherent money-advice strategy to deal with a client's debt problems. The topics covered include credit and hire agreements, licensing, default and termination, judicial control, hire-purchase and conditional-sale agreements, time orders, extortionate credit, and consumer protection. The text contains extensive reference to the relevant statutes and case-law, as well as practical examples, flow-charts, check-lists and sample forms.