You're stuck on the M25, stressed out about your tax returns, your marriage, your sperm-count and Charmaine, when your mobile rings and you find out you are stuffed. Bankrupt, Finished, The Big Ref has just shown you the red card. Unless, that is, the mysterious Mr Kant delivers. But what does he want in return? And what does his beautiful secretary want for dragging you into her bedroom? Come to think of it, what does your Irish accountant want out of it - and your neighbour Gerry, the American lawyer, with his guns and his secret life? What the hell is the world coming to when an ordinary Brit ends up sailing down the mile-wide River Vodka with a bunch of gansters and a free-market crusader? And what the hell is Sarah going to say when she finds out?