Section A - PLANNING YOUR PRACTICE; how much do I want to earn and how to achieve this, plus, how to work out how much to charge and how many hours to work. Section B - KEY FINANCIAL ISSUES; am I self-employed?,what being in business means, will I need an accountant? Section C - HOW TO DO YOUR ACCOUNTS; paperwork, managing cash, working out your net income Section D - EXPENSES; what expenses you can deduct from income before paying tax Section E - NATIONAL INSURANCE; self-employed contribution scales Section F - PERSONAL PENSIONS; an explanation from the aspect of the self-employed Section G - TAX; income tax calculation, how to deal with losses, what happens if I am employed as well as self-employed